Notifications / Circulars
15/01/2026
Reserve Bank of India (Credit Information Companies - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Non-Bank Prepaid Payment Instruments Issuers - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Payments Banks - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Small Finance Banks - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 2026
13/01/2026
Modified Interest Subvention Scheme for Short Term Loans for Agriculture and Allied Activities availed through Kisan Credit Card (KCC) during the financial year 2025-26
Foreign Exchange Management (Guarantees) Regulations, 2026
Foreign Exchange Management (Guarantees) Regulations, 2026
09/01/2026
Reserve Bank of India (All India Financial Institutions (AIFIs) - Prudential Norms on Capital Adequacy) Amendment Directions, 2026
Reserve Bank of India (Small Finance Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2026
Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2026
07/01/2026
Reserve Bank of India (All India Financial Institutions – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, Amendment Directions, 2026
Reserve Bank of India (Rural Co-operative Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Urban Co-operative Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Regional Rural Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Local Area Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Small Finance Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Second Amendment Directions, 2026
Reserve Bank of India (All India Financial Institutions – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Rural Co-operative Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Urban Co-operative Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Regional Rural Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Local Area Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Small Finance Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Commercial Banks – Credit Risk Management) – Amendment Directions, 2026
05/01/2026
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Reserve Bank of India (Non-Banking Financial Companies - Concentration Risk Management) Amendment Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Amendment Directions, 2026

Our team

     
              

CA A.K. SHARMA (PARTNER) - FCA
Mr. A.K. Sharma is the founder member of Aqil & Sharma Associates. He is a fellow Chartered
Accountant with a rich experience of 32 years in the field of Outsourcing of Accounting, Direct Indirect Taxation & auditing. He has good exposure in the field of Tax/Statutory/Internal Auditing of various sectors along with Goods &Service Tax. He handles various issues with equal ease but his core expertise lies in Direct/Indirect Taxation and statutory audit of various sectors. He also looks after all the income tax cases and has a rich experience in dealing with Income Tax Authorities. Also, he has a rich experience in Bank Audits including statutory audit, revenue audit, concurrent audit and stock audit of various branches of public sector banks.


CA SAFIA (PARTNER) - ACA
Ms. Safia is a member of the Institute of Chartered Accountants of India and has an experience of 5 years in the field of accounting and taxation. She has good exposure in the field of concurrent, statutory, revenue audits of the banking sector; she is well versed in the field of internal, statutory compliance of organization as well as internal and statutory audits of organization.


CA AYUSH SHARMA (PARTNER) - ACA
Mr. Ayush Sharma is an associate  member of The Institute of Chartered Accountants of India and has a rich experience of 10 years in the field of Accounting,Auditing ,Merger & Acquisition and International Taxation.