Notifications / Circulars
15/01/2026
Reserve Bank of India (Credit Information Companies - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Non-Bank Prepaid Payment Instruments Issuers - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Payments Banks - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Small Finance Banks - Internal Ombudsman) Directions, 2026
Reserve Bank of India (Commercial Banks - Internal Ombudsman) Directions, 2026
13/01/2026
Modified Interest Subvention Scheme for Short Term Loans for Agriculture and Allied Activities availed through Kisan Credit Card (KCC) during the financial year 2025-26
Foreign Exchange Management (Guarantees) Regulations, 2026
Foreign Exchange Management (Guarantees) Regulations, 2026
09/01/2026
Reserve Bank of India (All India Financial Institutions (AIFIs) - Prudential Norms on Capital Adequacy) Amendment Directions, 2026
Reserve Bank of India (Small Finance Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2026
Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2026
07/01/2026
Reserve Bank of India (All India Financial Institutions – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies – Financial Statements: Presentation and Disclosures) Directions, Amendment Directions, 2026
Reserve Bank of India (Rural Co-operative Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Urban Co-operative Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Regional Rural Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Local Area Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Small Finance Banks – Financial Statements: Presentation and Disclosures) – Amendment Directions, 2026
Reserve Bank of India (Commercial Banks – Financial Statements: Presentation and Disclosures) – Second Amendment Directions, 2026
Reserve Bank of India (All India Financial Institutions – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Rural Co-operative Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Urban Co-operative Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Regional Rural Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Local Area Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Small Finance Banks – Credit Risk Management) – Amendment Directions, 2026
Reserve Bank of India (Commercial Banks – Credit Risk Management) – Amendment Directions, 2026
05/01/2026
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Reserve Bank of India (Non-Banking Financial Companies - Concentration Risk Management) Amendment Directions, 2026
Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Amendment Directions, 2026

Privacy Policy

Thank you for visiting our web site, our firm is committed to protecting the privacy and security of our clients' personal and financial information. This Privacy Policy outlines our policies and procedures for collecting, using, and safeguarding the information you provide to us.

We collect personal and financial information from our clients and website visitors, including:
1. Contact information (name, email, phone number, address)
2. Financial information (income, expenses, assets, liabilities)
3. Business information (company name, type, industry)

We collect this information through various means, including:
1. Online forms and submissions
2. Email and phone communications
3. In-person meetings and consultations

We use the information collected to:
1. Provide financial services and advice to our clients
2. Communicate with our clients and website visitors
3. Improve our services
4. Comply with regulatory requirements and laws

We take reasonable measures to protect the confidentiality, integrity, and security of the information we collect. These measures include:
1. Secure servers and data storage
2. Encryption and password protection
3. Access controls and authentication
4. Regular security audits and testing

We do not share personal or financial information with third parties, except:
1. With our clients' consent
2. To comply with regulatory requirements or laws
3. To protect our rights or property

Client Rights
Our clients have the right to:
1. Access and correct their personal and financial information
2. Request deletion of their information
3. Opt-out of communications and marketing

We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on our website and effective immediately.

If you have questions or concerns about our Privacy Policy, please contact us at:

Aqil & Sharma Associates
[210-211, Madras House, 67/4 Darya Ganj, 
New Delhi-110002, India.
                     &
415, Naurang House, 21, K.G.Marg,
New Delhi-110001, India.]
[9891251412]
[aqilsharma2011@gmail.com]